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What Is the 50-30-20 Budget Rule for Baltimore Weddings?

  • crkrone46
  • 3 hours ago
  • 5 min read

Historic wedding venue charm near Gettysburg, PA
Pond View Ceremony site in Westminster, Maryland

Couples in general are becoming budget conscious in this economy, and at Montagu Meadows we certainly understand.  Couples are waiting longer to get married due to careers, financial stability, changing social norms, and prioritizing personal growth and partner compatibility.   When the time is right, couples start planning their wedding with 73% of couples saying staying in budget is their top concern.  This blog post explains the 50-30-20 percent rule when it comes to wedding budgets.  We hope this helps budget conscious engaged couples when they begin their wedding planning process.


Q: What does the 50-30-20 rule mean when planning a wedding in Westminster, MD?


The 50-30-20 rule is a simple budgeting guideline that helps couples divide their wedding budget into three clear categories: must-haves, nice-to-haves, and extras. It keeps spending balanced while still allowing room for personality and flexibility.


Q: How does the 50% portion of the wedding budget work?


The first 50% of your wedding budget should go toward your essential elements.  These are the things that make the wedding possible. These typically

Wedding decor at a Baltimore Maryland Wedding Venue
Wedding decor and signage at a Carroll County, Maryland Wedding Venue

include:

              •            Wedding venue

              •            Wedding Catering and bar service

              •            Wedding Rentals (tables, chairs, linens) if needed-this is included with a lot of wedding venues

              •            Required staffing or service fees


These are non-negotiables and usually take up the largest portion of a wedding budget.

 

Q: How does Montagu Meadows Wedding Venue located in Westminster, MD help control the 50% essentials portion?


Montagu Meadows Wedding Venue includes many of the elements couples would otherwise need to rent separately. This means fewer vendors, fewer invoices, and more predictable costs. Features like:

•            A three-day rental

•            Multiple wedding ceremony sites - indoors and outdoors

•            On-site parking with attendants

•            Water and countryside views - pond and stream

•            Free Use of Farmhouse Tables, Chairs, Vintage Furniture and Wedding Arbors

•            Free use of Wedding Décor from the Something Borrowed Room

•            Two getting ready suites included

 

help couples maximize their essentials budget without sacrificing quality.

 

Q: What falls under the 30% wedding category?


The next 30% is for personal priorities and upgrades. This is where couples

customize their day. Common examples include:

              •            Photography and videography

              •            Floral design and décor

              •            Entertainment (DJ or band)

              •            Wedding attire and beauty

 

This category allows you to invest in what matters most to you as a couple.

 

Rustic and charming Manchester Maryland Wedding Venue
Rustic Wedding Decor at this Westminster, Maryland Wedding Venue

Q: What should the remaining 20% of your wedding budget be used for?


The final 20% is reserved for extras and unexpected costs, such as:

              •            Favors and signage

              •            Specialty desserts or late-night snacks

              •            Transportation or accommodations

              •            Budget buffers for price increases or last-minute additions

 

Having this cushion helps reduce stress as plans evolve.

 

Q: Is the 50-30-20 rule realistic for all weddings?


Yes but it’s a guideline, not a rulebook. Every couple’s priorities are different. Some may spend more on photography and less on décor, or invest heavily in the venue to simplify everything else. The goal is balance, not perfection.

 

Q: How can couples use this rule successfully with wedding planning?


Start with your total budget, divide it into these three categories, then adjust based on your priorities. Couples who choose venues that include rentals, multiple ceremony spaces, or extended access often find it easier to stay within the 50% essentials range.  This will leave more room for meaningful details.

 

Q: What’s the biggest benefit of the 50-30-20 rule when it comes to your budget?



Farm wedding venue near Reisterstown Md
Beautiful sunsets at this country wedding venue

Clarity. It helps couples make confident decisions, avoid overspending early, and focus on what truly matters.  Celebrating their marriage and love without financial regret.

 

Q: Where is Montagu Meadows Wedding Venue Located?


Montagu Meadows Wedding Venue serves couples across a wide region thanks to its scenic location and welcoming approach. Here’s a helpful breakdown of the areas it commonly serves: 

 

Local Areas

Montagu Meadows is located in the countryside of Westminster, Carroll County, Maryland, and happily serves couples throughout Carroll County, including: 

              •            Westminster

              •            Sykesville

              •            Eldersburg

              •            Woodbine

              •            Mount Airy

              •            Taneytown

              •            New Windsor

              •            Union Bridge

              •            Manchester

              •            Hampstead

              •            Frizzelburg

              •            Lineboro 

 

Surrounding Counties & Regions

 

In addition to its home county, couples from neighboring Maryland counties often choose Montagu Meadows for its charm and accessibility, including: 

              •            Baltimore County & Baltimore City

              •            Howard County

              •            Frederick County

              •            Anne Arundel County

              •            Harford County

              •            Montgomery County

              •            Prince George’s County

              •            Washington County 

 

Southern Pennsylvania

 

Couples from Southern Pennsylvania also frequently book the venue, making it a great option for those within driving distance, especially from: 

              •            Adams County

              •            Lancaster County

              •            Franklin County

              •            York County 

 

Convenient Location

Montagu Meadows’ Westminster location puts it roughly 30 minutes south of Gettysburg, PA and about 45 minutes west of Baltimore, MD, making it accessible for couples and guests coming from both states

 

Our History, Your Love Story


Montagu Meadows Wedding Venue is a family-owned historic barn wedding venue in Carroll County, Maryland, offering couples a peaceful and private countryside setting to celebrate their love. The wedding venue and property

Outside Barn wedding venue near Frederick, Maryland
Pond view wedding venue near Hanover PA

were named after Montagu Hankin, a family member and WWII veteran.  Set far off the road, the property features a tree-lined entrance, a scenic pond with water views, beautiful gardens, and several thoughtfully designed ceremony sites. At the heart of the venue is a charming 1850s historic barn that blends rustic elegance with timeless character. With a three-day rental, complimentary décor from the Something Borrowed Room, on-site parking attendants, two getting ready suites and modern planning tools like a guest portal, Montagu Meadows allows couples to slow down, feel supported, and truly enjoy every moment of their wedding weekend. We also proudly support the LGBTQ couples in a warm, inclusive environment.  If you are looking for an elegant, rustic, and unforgettable wedding that is pet-friendly, contact us to schedule a tour. 


Visit our Website: www.montagumeadows.com

Visit our gallery for additional photos: GALLERY | Montagu Meadows

Visit our intimate wedding ceremony page for package options: ELOPEMENT & INTIMATE WEDDINGS | Montagu Meadows

Email us at: crkrone46@gmail.com

Location: Westminster, MD in Carroll County

 

Our Venue, Montagu Meadows Weddings & Events, is a locally owned, family operated business and we support DiDi Russell. Didi is a wedding industry expert know as a "wedding nerd" who helps both engaged couples and wedding owners. Her platform is Weddingvenueowners.com and is associated with the Wedding Venue Owners Group. We also encourage couples to learn more about the value and importance of choosing a locally owned business when it is time to book your wedding. We are thrilled to support wedding venue owners from around the country with a weekly shout out in each of our blogs:



Citation:

Russell, DiDi. “Wedding Venue Expert.” We Do Weddings, we-doweddings.com/didi-russell-wedding-venue-expert. Accessed 29 Dec. 2025

 

 
 
 

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© 2018 MONTAGU MEADOWS    | 410-596-4441  | Video Images by TLIC Media & Windsor Films

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